NemoCash
NemoCash
1. NemoCash (hereinafter referred to as "this Software"): is a financial services platform provided by NemoCash KAIZTRENS SECRETSCHOOL EDTECH PRIVATE LIMITED (hereinafter referred to as "the Company") to its registered users via the internet, mobile networks, etc.
2. NemoCash Account: is the unique account number assigned to you, the registered user (hereinafter referred to as "You"), for using the services. You can set or change your password and access various specific functions of the services.
You must register as a "NemoCash" user to use the services. By registering, you agree to the following:
1. The services are provided only to natural persons, legal persons, or other organisations that have full civil capacity and the ability to independently bear civil liabilities as per the laws of India. The terms of this agreement are not invalid under the laws of your country or region. If you do not meet the foregoing conditions, you shall immediately terminate the registration or cease using the services.
2. You must provide your own true, up-to-date, and complete information as prompted during the registration process, including but not limited to your mobile number, identification document number, email address, bank account number, copies of identification documents, etc., and promptly provide supplementary information and relevant proofs as required by the Software.
3. You are responsible for your NemoCash Account. Only you yourself may use your NemoCash Account. The Software strictly prohibits transactions using accounts and passwords not belonging to you or providing your account and password to others.
4. If the Software needs to verify your identity, or deems that your account poses a risk, the Software has the right to request you to submit identity information (including but not limited to ID card, household register, bank card, or other documents).
5. You need to equip yourself with the necessary devices for mobile internet access, including Android, iOS systems, or other essential internet access devices, and are responsible for the security of such devices and their software.
1. You must ensure the truthfulness, accuracy, currency, and completeness of all information provided.
2. When your provided relevant information changes, you must notify us through the backend system provided by the Software and pass the review before you can normally use the Software.
3. Once you register, install, run this Software product, or otherwise use this Software product, it means you agree to be bound by the terms of this agreement. You understand that this Software is not a bank or financial institution, and these services are not financial services. Fund transfers under this agreement are realized through banks and institutions holding relevant national licenses.
4. The Software has the right to review whether the information you provide is true, legal, and valid. If you provide any erroneous, false, outdated, or incomplete information, the Software has the right to suspend or terminate the services provided to you.
5. You will be fully responsible for the use of your NemoCash Account and password, including but not limited to:
(1) Safekeeping your username and password. You must not disclose your NemoCash Account and password to any other person.
(2) If you discover that others or any unauthorized parties are misusing or have stolen your NemoCash Account and password, you shall immediately take effective measures to notify the Company, requesting the suspension of your account services on the Software.
(3) You ensure that after each session of using the services via the Software product, you confirm that you have logged out of the account you used.
6. When using the Software and its services, you shall solely bear the following risks beyond the Company's control, including but not limited to:
(1) Risks of personal information loss, leakage, etc., which may be caused by force majeure;
(2) You must select a software version compatible with your installed mobile phone;
(3) The content you publish may be forwarded or shared by others, along with the potential risks and responsibilities associated with such dissemination.
7. Unless permitted by law or with the written permission of the Company, you shall not engage in the following activities during your use of the services:
(1) Submitting or publishing false information, or impersonating or utilizing another person's name;
(2) Inducing other users to click on link pages or share information;
(3) Fabricating facts or concealing the truth to mislead or deceive others;
(4) Infringing upon the legitimate rights of others, such as reputation rights, portrait rights, intellectual property rights, trade secrets, etc.;
(5) Using the account and any functions for promotion without the written permission of the Company;
(6) Using the account or the Software and its services to engage in any illegal or criminal activities;
(7) Other actions that violate laws and regulations, infringe upon the legitimate rights and interests of other users, or disrupt the normal operation of the Software and its services.
To effectively protect your legitimate rights and interests in enjoying the services based on this agreement, please understand and agree to accept the following rules:
1. You send transaction instructions to the Software according to your transaction needs. The Software will instruct the relevant bank to debit funds based on your transaction instructions and update relevant accounting information promptly.
2. The Software has the right to handle the payment and settlement of funds for you through qualified payment and settlement institutions and complete the fund clearing for related settlement business according to their relevant business regulations.
3. During your use of the services under this agreement, the content of this agreement, prompts on web pages regarding transaction operations, or information sent by the Software to your mobile phone constitute the relevant rules for using the services.
4. During your use of the services, you should ensure that you have sufficient funds in your account for the Software to execute the corresponding debit instructions. In case of debit failure, the Software will notify you of this failure information, but you must bear the debit failure and any other losses resulting therefrom.
5. If you violate the provisions of this Service Agreement or other business regulations of the Software, the Company has the right to suspend or terminate this agreement.
1. When using the services under this agreement, you shall comply with the relevant laws and regulations of India, the laws of your country or region, and relevant international practices. You shall not use the services for any illegal purpose.
2. You shall not use the services to engage in the following acts that infringe upon the legitimate rights and interests of others:
(1) Infringing upon the legitimate rights and interests of others such as reputation rights, privacy rights, trade secrets, trademark rights, copyrights, patent rights, etc.;
(2) Violating statutory or agreed confidentiality obligations;
(3) Using the services under another person's name;
(4) Engaging in illegal transaction activities, such as money laundering, trafficking in firearms, drugs, prohibited drugs, pirated software, pornographic items, or other items that the Software deems inappropriate;
(5) Providing gambling information or inducing others to participate in gambling in any way;
(6) Illegally using others' bank card accounts or invalid bank card accounts;
(7) Engaging in any activities that may contain computer viruses or may infringe upon the service system or data;
(8) Other behaviours used for purposes not permitted by the Software.
(1) Once you register as a user of the Software and submit your relevant information in the system provided by the Software, it is deemed that you authorize the Software to pay relevant amounts to the bank account designated by you and collect corresponding settlement service fees.
(2) You confirm that the intention to use the services is based on your genuine will; simultaneously, you bear full responsibility for the authenticity and validity of the instructions issued during the use of the services.
(3) You agree and undertake not to use the services for any illegal purposes, purposes violating this agreement, or infringing upon the rights of third parties.
(4) You authorize the Software to retain the relevant information data formed during your use of the services. This authorization is irrevocable.
(5) You Promise to accept and abide by the rules formulated or modified by the Software from time to time.
(1) NemoCash or its agents are responsible for providing you with user operation guidelines and related training for the Software.
(2) NemoCash has the right, based on business operation needs, to adjust the business after public announcement on the NemoCash APP or official website.
(3) To safeguard the funds in your NemoCash Account, when you use the services, NemoCash needs to conduct certain identity verification and may impose certain limits on the usable amount of funds in your NemoCash Account.
(4) The Company shall not be liable for breach of contract or transaction risks arising from causes attributable to third parties (such as banks, UnionPay, third-party payment companies, telecommunications operators, etc.).
(5) If you commit other acts violating this agreement, the Company has the right to refuse payment or deduct the compensation for losses from your account.
(6) Given the particularity of network services, the Company has the right to change, interrupt, or terminate part or all of the services without prior notice.
1. Respecting user privacy is a basic policy of NemoCash. The Software may conduct comprehensive statistics on the identity data of users and use or disclose it for service and reward needs. NemoCash does not disclose or provide your information to third parties, except in the following circumstances:
(1) Prior obtaining of your explicit authorization;
(2) Disclosure of your personal data is necessary to provide the products and/or services you require;
(3) Disclosure is required as per the terms of this agreement;
(4) As required by laws and regulations;
(5) As required by government authorities;
(6) To safeguard the legitimate rights and interests of NemoCash or its affiliated companies.
2. You agree that the Company automatically stores the information generated during your use of the Company's software and services, including but not limited to location information, device information, and log information.
3. The Company attaches great importance to the protection of minors' personal information. If you are a minor under the age of 18, you should obtain the consent of your parent or legal guardian before using the Company's software.
1. You shall not use the account or the Software and its services to produce, reproduce, publish, or disseminate content that disrupts the normal operation of the software and infringes upon the legitimate rights and interests of other users or third parties.
2. The content you send or disseminate shall have a legal source, and the relevant content shall be owned by you or you have obtained authorization from the rights holder.
3. You are solely responsible for the content that you send or disseminate through the Software and its services.
4. If the Company receives notice from a rights holder claiming that the content you sent or disseminated infringes upon their relevant rights, you agree that the Company has the right to make an independent judgment and take measures such as deletion, blocking, or disconnecting links.
1. All content related to the NemoCash system, software, hardware design, and official website, including but not limited to works, pictures, files, materials, and the website itself, are legally owned by the Software or its affiliated companies, including but not limited to trademark rights, patent rights, copyrights, trade secrets, etc.
2. Without the written consent of the Company, no one may, for any profitable or non-profitable purpose, implement, utilize, transfer, or permit any third party to implement, utilize, or transfer the aforementioned intellectual property rights.
1. This agreement is an electronic agreement. By reading this agreement online and registering as a user, you are deemed to have signed this agreement. Your use of NemoCash related services signifies your agreement and recognition of the validity of this agreement.
2. The formation, effectiveness, performance, and interpretation of this agreement shall be governed by the laws of India. Where the law has no explicit provision, the business rules formulated by the Company and prevailing commercial practices shall apply.
3. Both parties accept all the terms in this agreement and understand the rights and obligations stipulated in each term. The invalidity of individual clauses in this agreement does not affect the validity of other clauses.